At Kotak Mahindra Bank, we provide several home financing solutions to satisfy your needs. Whether you purchase a house, construct, or renovate it, our smooth and efficient home loan processes enable you to achieve your goal.
We provide home loans according to your budget at affordable interest rates. Enjoy easy online applications and feasible repayment options with Kotak Mahindra Bank.
Discover your perfect dream home from among our curated properties.
Our EMI Calculator lets you analyze the amount of your Home Loan installment.
Already applied for the Home Loan? You can check your Home Loan Status now!
You can now chat with us to instantly get an In-Principle sanction letter.
Why Choose Kotak Mahindra Bank for a Home Loan?
We at Kotak Mahindra Bank understand the remarkable feeling of stepping into your own home!
Kotak Mahindra Bank provides you with an array of customized Home Loan products to select from. We enable instant and hassle-free processing for home loans. Enjoy a smooth and wholesome house purchase experience at lucrative interest rates only with a Kotak Home Loan.
Kotak Home Loan offers exclusive benefits, such as lucrative home loan interest rates, doorstep service, minimal documents requirement for a home loan, insurance covering the home loan, and much more. Discover more about the benefits of the Kotak Mahindra Bank Home Loan below!
Save on the processing fee when applying online for a Kotak Home Loan
Processing your home loan becomes more accessible from your doorstep without the hassle of running around
Minimal documentation for home loans equals less headache
Options for Home Loan insurance coverage at lucrative premiums
Kotak Home Loans provides a smooth and easy process of availing of a home loan. Here are the steps involved in the processing of a home loan — from application to disbursement.
You can apply for a home loan through our website or by visiting a bank branch.
Furnish us with the required documents for a home loan.
If all works out, your home loan gets approved.
Finally, we process the documents of the property to be purchased.
When a customer borrows an amount from a bank to purchase their desired house, the amount borrowed is the home loan for the house. You can avail a home loan to purchase either a personal or commercial property.
Nowadays, home loans provide respite to millennials looking to buy their own homes. Kotak Home Loan funds 75%- 80% of the cost of the property. Consequently, it helps the borrower move a step closer towards their dream home, unaccompanied by the burden of a colossal expense at once. Moreover, EMIs lessen the burden of paying back a huge sum all at once.
The following are the different types of home loans:
The EMI to be paid is subject to:
Your home loan eligibility depends on your monthly income, qualification, type of work and credit history, age and number of dependents, source of income, and your future plans.
At Kotak Mahindra Bank, we intend to make getting a housing loan simpler. Hence, the documents necessary for the Kotak Home Loan application are minimum. You can go through the complete instructive information of home loan documentation to learn more about it.
The Home Loan application process at Kotak is easy. After clicking on the ‘Apply Now’ button, all you need to do is enter your personal information in the form on the screen. After that, you will receive a quote and can apply for the loan online. Another benefit of the Kotak Home Loan is that you can get the home loan in principally sanctioned[AS(BK1] swiftly within 24 hours*. In-principle approval of your home loan online is done via your income tax credentials. In essence, Kotak provides an inexpensive Housing Loan right at your threshold! It is swift, convenient, and comes along with an appropriate loan disbursement process. It’s time to raise the bar with Kotak today!
Disclaimer (Things you should know):
For loans: Credit at the sole discretion of the Bank and subject to guidelines issued by RBI from time to time. Bank may engage the services of marketing agents for the purpose of sourcing loan assets.
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