A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by: Logging into Kotak Net Banking. Click on Banking -> Debit Cards -> New Debit Card, or Calling our 24-hour Customer Contact Centre at 1860 266 2666, or Visiting nearest Kotak Mahindra Bank branch

Debit Card - Privy League Platinum Debit Card from Kotak Bank

privy-league-business-platinum-debit-card

Privy League Platinum Debit Card

Now every experience will be tailored to your unique needs with the Kotak Privy League Platinum Debit Card. And with exclusive offers and deals on whatever your interests may be, you can be rest assured that, no matter what you do, the experience will be unique just to you.

Access at all merchant establishments and ATMs that accept VISA cards in India and abroad.

Available as Chip Card only, with additional security features.

Enjoy fuel surcharge waiver at any petrol pump across the country.

Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness.

Other Features

Daily Limits for transaction within India and abroad:
- Purchasing Limit: Rs. 3,50,000
- ATM Withdrawal: Rs. 1,50,000
payWave enabled for faster, contactless payments
Fuel Surcharge waiver on Privy League Platinum Visa Debit card is capped up to Rs. 30,000 worth of fuel purchases in a calendar month
Insurance Offered : You get following complimentary insurance cover with your card:
- Lost Card Liability: Rs. 4,00,000
- Purchase Protection Limit: Rs. 1,00,000
- Complimentary Lost Baggage Insurance: Rs. 1,00,000
- Personal Accidental Death Cover of up to Rs 15,00,000.
- Complimentary Air Accident Insurance: Rs. 50,00,000
  For more information on insurance, click here
With Kotak Privy League Platinum Debit Card, you are eligible to apply for Priority Pass to get access to more than 1000 most luxurious VIP airport lounges in over 130 countries and 500 cities worldwide. This is the world's largest airport lounge access program.

Offers & Discounts at Merchant Outlets in categories such as Lifestyle, Fine Dining, Travel, Health and Fitness. Visit http://www.kotak.com/kotakoffers/

24 hours VISA Global Customer Assistance Services (GCAS) for:

Lost/Stolen Card Reporting
Emergency Card Replacement
Miscellaneous Inquiries

For assistance in India, the toll free number for accessing these emergency services is 000 117 followed by 866 765 9644 when asked. You can also call our 24*7 Customer Contact Centre at 0091 22 6204 2001 to get the toll free numbers while calling from overseas locations

Disclaimer

In line with RBI guidelines, Kotak Debit Cards issued from 1st Oct’20 can only be used at domestic retail outlets for payments and ATMs, to know how to enable:

Domestic Online payments: Click here for Debit Cards issued from 1st Oct’20 – 6th Jan’21 and for cards issued from 7th Jan’21, click here
International usage, Contactless payments & Tokenization click here

Non-Chip Debit Cards issued on or after December 1, 2013, cannot be used outside India.

The Bank will charge cross-currency mark-up of 3.5% on foreign currency transactions carried out on Debit Cards. The exchange rate used will be the VISA/Master Card wholesale exchange rate prevailing at the time of transaction

The fuel surcharge will be levied at the time of fuel purchase and the same will be refunded in the subsequent month.

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Frequently Asked Questions

What is a Chip card?

A chip card has a microchip embedded in the kotak debit card. The chip is difficult to tamper with and therefore provides enhanced security to your transactions. You can get a Chip Kotak Debit Card issued by:

Logging into Kotak Net Banking. Click on Banking -> Debit Cards -> New Debit Card, or
Calling our 24-hour Customer Contact Centre at 1860 266 2666, or
Visiting nearest Kotak Mahindra Bank branch

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Will I be able to use my Kotak Debit Card for International transactions?

All Chip Kotak Debit Cards are by default enabled for international use.

All Magnetic Strip* (Non Chip) Kotak Debit Cards issued before December 1, 2013 are by default enabled for international use.
All Magnetic Strip* (Non Chip) Kotak Debit Cards issued on or after December 1, 2013 cannot be used outside India.

*If a customer is using Magnetic Strip (Non Chip) Kotak Debit Card for international transactions, then as a process, the customer is issued a chip kotak debit card in lieu of the magnetic strip kotak debit card (as per eligibility).

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What are the charges for using the Kotak Debit Card at other Bank's ATM?

Charges for using Kotak Debit Cards at other bank ATMs can be found in the below link:

Service Charges and Fees.

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How can I change daily ATM withdrawal and purchase limits of my Kotak Debit Card?

Call our 24-hour Customer Contact Centre at 1860 266 2666 to modify the limits up to the default limits. To increase limits more than the default limits, visit your nearest Kotak Mahindra bank branch.

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