With a variety of options available for you, a credit card comparison is a must. Compare the best credit cards in India to find out which card would match your spending pattern. Opt for a suitable credit card to maximize the spending-based reward points. Choose from a range of lifestyle, premium, cashback, fuel, or co-branded credit cards from Kotak Mahindra Bank’s range of solutions.
Kotak Bank offers a wide range of credit cards with different features and benefits linked to them. These credit cards include offers on entertainment, dining, fuel, co-branded purchase, cash-back and travel.
Consider these things before you compare credit cards
Among the different types of credit cards offered by Kotak Mahindra Bank, you can choose the card that best fits your needs. Make a credit card comparison and find out the best rewards credit card in India. With the best credit card, you can maximize the rewards and get extra benefits on every transaction that you make.
To compare credit cards in India, here are a few parameters that you should check:
You can differentiate credit cards into various categories based on the rewards and benefits that they promise. There are lifestyle cards, entertainment cards, fuel cards, premium cards, co-branded cards, etc. Assess your spending habits and then choose a card that gives the maximum benefits on your transactions.
Once you shortlist the type of credit card you want, compare the reward structure. Check the reward points offered on every purchase. Also, look at the additional benefits like cash backs, discounts, gift vouchers, lounge access, etc. Choose a card with the maximum benefit features.
You can enjoy discounts and gift vouchers at merchant brands that collaborate with the credit card company. So, check the partnered merchants to ensure that your favorite brands partner with the card.
Credit cards have some charges associated with them. Check the charge structure, especially the joining and the annual fee. Try and opt for a card with the lowest fees and charges to limit the additional expenses.
Lastly, once you have shortlisted the card, check its eligibility parameters. The most common parameters include your age, income, occupation, and credit score. Make sure you fulfill all the eligibility requirements so that the bank accepts your credit card application without any hassle.
Kotak Mahindra Bank offers a range of credit cards ranging from premium cards to lifestyle cards.
Yes, you can have two or more two credit cards if you want. However, if you apply for multiple credit cards, mention your existing credit card details when availing of the second card.
For the best rewards on entertainment, you can choose from the following cards:
For enjoying the best dining benefits, you can choose from the following credit cards:
The following credit cards offer the best travel benefits: