Apply for Kotak Biz – Business Credit Card Online

• Exciting Rewards Programme
  
  • Earn 4 reward points for every Rs.100 on categories Travel and Tour Operators & Domestic Airlines, Direct Marketing/Advertising services, Supermarket, Lodging – Hotels, Motels, Resorts and Best Price Online Wholesale Market Shopping & Makemytrip MyBIZ transactions##
  • Earn 1 reward points for every Rs.100 on all other spends 
    
    Refer to the Merchant category code (MCC) / Merchant Identification Level Controls (MID) are defined by Visa as per the below table for accelerate points. May change with the Market trends.
    
    

    Category	MCC / MID	Reward points
    Travel and Tour Operators & Domestic Airlines	4722, 4511, 3020, 3056	4
    Direct Marketing/Advertising services	5968, 7311	4
    Super Market	5411	4
    Lodging – Hotels, Motels, Resorts	7011	4
    Best Price Online Wholesale Market Shopping	MID : JU2712 / TID : 70024295	4
    Makemytrip MyBIZ	4722	4

    
    ## Posting of the Reward points earned on all transactions(except for Best Price Online Wholesale Market Shopping transactions ) done within a billing cycle will reflect in that respective month’s statement.
    
    Posting of reward points earned on Best Price Online Wholesale Market Shopping transactions done of the for current month will be done in the following 90 days as described in the below example.
    
    Eg. Assuming your statement generation date is 5th August, all the transactions done on Best Price Online Wholesale Market Shopping between 1st July – 31st July will be considered. i.e reward points earned towards the Best Price Online Wholesale Market Shopping transactions done in the month of July month will be credited and added in the September month opening reward balance. For transactions done in the month of Aug, will reflect in the October billing cycle and so on.
    
    
• Travel with comfort 
  
  • 1 complimentary access per calendar quarter to Visa affiliated lounges across Indian airports for Primary Card member
  • Enjoy benefits such as gourmet meal, comfortable seating, widescreen TVs, newspaper and magazines, free Wi-Fi.
    
    
• Fuel & Railway Surcharge Waiver
  • 1% on transaction Fuel surcharge to be waived only for transactions between values of Rs. 500 - Rs. 3000. Maximum Fuel surcharge waiver of Rs. 2500 in a calendar year
    
  • Save railway surcharge of 1.8% for transactions on www.irtc.co.in and 2.5% for transactions on Indian Railways Booking Counters.
  • The maximum railway surcharge waiver that is allowed in a calendar year is Rs.500/-.
    
    
• Comprehensive Insurance programme

  Comprehensive Insurance programme	Sum Insured in INR
  Card Liability Cover (Lost Card Liability, Counterfeit/Skimming/Phishing and Online Fraud Protection).	50,000
  Purchase Protection	25,000
  Loss of Checked in Baggage	10,000
  Delay of Checked in Baggage	10,000
  Loss of Passport and travel related documents	10,000
  Missing of Connecting International Flight During Transit	10,000

   

  In case of lost/stolen card or any suspicious transaction on your kotak card, you are required to immediately call Customer Contact Centre 1860 266 2666 (local call rates apply) and get your credit card deactivated / blocked to prevent misuse and register a claim with the Insurance Company.

  Claim documents are to be submitted by Card holder within 60 days from the date of intimation on the above number.

• Click Here to update your nominee details.
  

• Enhanced Card Security
  
  • Safety features:
    
    Embedded EMV Chip lends an additional level of security
    
    6-digit PIN authentication for higher security of your transactions
    
    

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