With the Pro Savings Account, you can avail premium banking services and a plethora of benefits, all at a much lower Average Monthly Balance. So if you’re interested in making the most of banking benefits, while enjoying unmatched free services, this savings account is the one for you. With ease in eligibility criteria, it is very easy to open this savings account.
Average Monthly Balance (AMB)
of Rs. 20,000/-
Earn FD like interest in your Savings Account with ActivMoney, click here to know more
Free access to all domestic VISA ATMs, Free cash withdrawals at our ATM Branches across India
Make your everyday payments with ease using Platinum International Debit Card. For further information, please click
Convert your Savings Account balance above a certain amount into Term Deposits with Kotak ActivMoney
Free Net Banking,
Mobile Banking and
1. Conditions apply. W.e.f. Jun 13, 2022, daily balances in Savings Account above Rs. 50 lakhs will earn 4% interest p.a. Daily balances in Savings Account up to Rs. 50 lakhs will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.
2. Per transaction limit is Rs. 10,000/-.
3. In Home branch location free up to Rs. 1 lac, for other locations free up to Rs. 50,000/- per day.
4. Please click here for ActivMoney terms and conditions.
All benefits are subject to terms, conditions and exclusions.
*Non chip enabled Debit Cards issued on or after December 1, 2013, cannot be used outside India.
* ^ Please refer the GSFC for complete details
For Pro Savings Account if daily balances in Savings Account is above Rs. 50 lakhs, it will earn 4% interest p.a. Where if the daily balances in Savings Account is up to Rs. 50 lakhs, it will continue to earn 3.50% interest p.a. These interest rates are applicable for Resident Accounts only.
With the Pro Savings Account, you can avail premium banking services and a plethora of benefits, all at a much lower Average Monthly Balance of Rs.20,000. You can enjoy Free access to all domestic VISA ATMs, Free cash withdrawals at other domestic ATMs, Free Home Banking Facility, Free Demand Drafts, Free NEFT through Netbanking etc.
There is no limit to the number of withdrawls either from our ATMs or any other domestic ATMs. However for cash transaction (deposit / withdrawl) at Branch or Cash Deposit Machine, there are Nil Charges upto 5 transactions or 3 lac / month whichever is earlier. Post these limits, charged at Rs.4.5 / 1000 (Minimum Rs.150)
Manage emergencies with quick personal loans. These loans are provided with quick disbursals.